Where Supply Chains
Meet Capital
A marketplace orchestrator that connects corporate procurement data with financial institutions — enabling real-time, AI-scored working capital for SMEs across Africa.
Two sides. One marketplace.
Our platform serves both sides of the supply chain — upstream suppliers and downstream distributors — through distinct but integrated financing flows.
Supplier Financing
Unlock working capital for suppliers through multiple financing instruments — Purchase Order Finance, Invoice Discounting, Reverse Factoring, and Warehouse Receipt Financing — all powered by the M-Score credit engine.
Anchor Uploads
Purchase orders and invoices flow into the platform from the anchor's procurement system.
M-Score Assessment
AI analyses the supplier's transaction history, relationship quality, and business fundamentals.
Financier Matching
Qualified requests are matched with financial institutions based on risk appetite and product fit.
Capital Disbursed
Working capital reaches the supplier within 24 hours. Repayment is automated through the anchor.
Distributor Financing
Enable distributors and downstream buyers to access inventory financing through B2B Buy Now Pay Later structures, backed by anchor purchase orders and repayment guarantees.
Distributor Order
Distributor places an order with the anchor manufacturer or FMCG company.
Credit Assessment
M-Score evaluates the distributor's purchase history, repayment track record, and anchor relationship.
BNPL Approval
Financier approves the credit facility. Goods are shipped to the distributor immediately.
Deferred Payment
Distributor repays over an agreed term as they sell through their inventory.
M-Score® Credit Intelligence
A 0–900 proprietary credit score built on supply chain data. The M-Score uses a weighted model — 60% transaction quality, 30% relationship strength, 10% business fundamentals — to create bankable credit profiles for SMEs that traditional bureaus overlook.
60% — Transaction Quality
Payment history, order consistency, fulfilment rates, invoice accuracy
30% — Relationship Strength
Anchor endorsement, tenure, volume trends, diversification
10% — Business Fundamentals
Sector dynamics, geographic risk, operational stability
See the platform in action
Book a walkthrough of the Ankara Platform and discover how M-Score credit intelligence can unlock new revenue streams for your institution.